Please Read Carefully Before Proceeding

BEFORE you start your application, please contact Old Mutual the Fund’s administrator to obtain your latest housing quotation statement. The statement needs to reflect the equity on your provident fund and any existing liens, including other pension-backed home loans. You will not be able to complete your loan application without this document.

GENERAL INSTRUCTIONS

• Complete all sections of the form using black ink.
• Write in BLOCK LETTERS.
• Tick boxes, where applicable. 

APPLICATION FORM INSTRUCTIONS

• Section 1 – Applicant Details: Member Ref. No. – use the code or number associated to your pension fund as allocated by your pension administrator
• Section 2 – Home Loan Details: Requested Loan Amount must be equal to or less than the percentage allowed by your pension fund
• Section 6 – Property Details: Refers to the property to which loan monies will be applied
• Complete all sections of the Application Form
• Submit all required supporting documents along with your application 

SUPPORTING DOCUMENTS

All Applicants

• Id document photo page copy (legible)
• Bank statement copy (not older than 3 months)
• Proof of residence (e.g. rates statement, electricity account, utility statement)
• Latest payslip copy (not older than 3 months)
• Quotation: housing security

Married / Divorced/ Widowed Applicants – under South African law, you are automatically married in community of property (married COP) unless you have signed an ante-nuptial contract (married ANC).

• Id document photo page copy (legible)
• Bank statement copy (not older than 3 months)
• Proof of residence (e.g. rates statement, electricity account, utility statement)
• Latest payslip copy (not older than 3 months)
• Quotation: housing security
  
  

	MY LOAN IS FOR		SO I MUST SUBMIT
	A BOND / MORTGAGE FOR A NEW HOME		Accepted Offer to Purchase – OR -
			Deed of Sale – OR -
			Bond Statement – AND -
			Transfer Attorney’s Invoice
			Confirmation of land ownership – OR -
			Property title right statement
	BUILDING A NEW HOME OR RENOVATING / IMPROVING / MAKING ADDITION TO EXISTING HOME
			AND – Registered Builder’s Contract
			AND – Building Material Quotes
	PAYING OFF ANOTHER PENSION-BACKED HOME LOAN
			Latest statement of account from current lender
			AND – 6-month transaction statement from current lender

After you have completed the Application Form and collected all required supporting documents, please submit them to the Administrator or the Fund (see contact details below).

Fairheads Financial Services
Email: loans@fairheadsfinancialservices.com
Fax: 021-410-8022
Telephone: 0860-555-021
Important Contact Details

IMPORTANT CONTACT DETAILS

National Credit Regulator: 0860-627 627 or 0860 NCR NCR
The National Consumer Tribunal: 0860 627 627
The Ombudsman Responsible for Banks: 0860 800 900
Credit Bureau: 0861-482-482 or 0861-128-364